“Saul has been providing me with insurance for over 15 years. During that time I went from working for a large company to being self-employed, and my children are now young adults. Whenever my life's circumstances would change, Saul would advise me about the types of insurance I should be considering and the amount of coverage that would be appropriate for me. Over the years he has provided me with the right levels of life, critical illness and disability insurance based on my situation at the time.”